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Getting approved for a home loan with bad credit is no easy task. Especially since the 2008 housing market crash, sub-prime loans almost disappeared. There’s great news though! FHA loans allow borrowers to have just a 500 credit score or higher to qualify.
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Pre-approval is not the same as pre-qualification. It’s important to keep the two of those straight. While pre-qualifying can be helpful, it doesn’t carry anywhere near the same clout as getting pre-approved for a loan. Pre-qualification is generally the first step in shopping for a home and seeking a mortgage.
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